What Currency Should I Bring to Tanzania?
Planning a trip to Tanzania? Learn what currency to bring, including tips on using Tanzanian Shillings, US dollars, and cards. Discover the best ways to pay for safaris, hotels, and excursions to ensure a smooth, hassle-free adventure in Tanzania without unexpected money issues.
What Currency Should I Bring to Tanzania?
Planning a safari or adventure trip to Tanzania? One of the most common questions travellers ask is: What currency should I bring to Tanzania? Knowing how to handle money while travelling is key to a smooth and stress-free experience. In this guide, we’ll break down the best currency to bring, how to exchange money, where to use cards, and tips to avoid unnecessary fees.
The Official Currency in Tanzania
The official currency of Tanzania is the Tanzanian Shilling (TZS). It’s used for most local transactions including markets, restaurants, small shops, and tips. Notes are available in denominations of 500, 1,000, 2,000, 5,000, and 10,000 TZS. Coins are rarely used in daily transactions.
However, for travellers, especially in the tourism sector, US dollars (USD) are widely accepted and often preferred for park fees, safari bookings, hotel payments, and even some souvenir shops. This makes the USD the most practical foreign currency to bring.
US Dollars Are Preferred But Be Careful Which Ones
If you’re bringing USD to Tanzania, make sure:
- Notes are clean, crisp, and issued after 2009 – old or damaged bills are often rejected.
- Denominations of $50 and $100 get better exchange rates than smaller bills.
- Avoid bringing travellers’ checks, they are rarely accepted.
Where to Exchange Currency in Tanzania
You can exchange your dollars or euros for Tanzanian Shillings at:
- Authorized Forex bureaus (found in airports and major cities like Arusha, Moshi, and Dar es Salaam)
- Banks
- Some hotels (though usually at a lower rate)
Avoid exchanging currency on the street, as it is illegal and risky.
Can I Use Credit Cards in Tanzania?
Credit and debit cards are accepted at:
- Large hotels
- Safari lodges
- Upscale restaurants
- Tour companies
However, a 3–5% surcharge is usually added to card payments. Also, rural areas and smaller vendors may not accept cards at all, so it’s wise to carry some cash.
Pro Tip: Inform your bank before travelling to avoid any card blocks due to “suspicious” foreign activity.
Should I Withdraw Cash in Tanzania?
ATMs are available in cities and towns but are often limited in rural safari areas. You can withdraw Tanzanian Shillings using international cards, but:
- Daily withdrawal limits are low (typically TZS 600,000–800,000)
- Machines can run out of cash or be offline
- Fees may apply for foreign cards
Tipping on Safari – Dollars or Shillings?
Tipping is customary on safaris and tours. While both USD and TZS are accepted, USD is preferred by guides and porters because it’s more stable and easier to use for larger purchases. Just remember to bring small denominations for tips.
Final Tips for Money in Tanzania
Here is the list of Final tips for money in Tanzania;
- Bring a mix of USD cash and a credit/debit card for flexibility.
- Carry small USD bills for tipping and emergencies.
- Exchange a small amount of TZS for local purchases like snacks, souvenirs, or local transport.
- Always keep some cash on you, especially during safari days when ATMs and card machines are unavailable.
Conclusion
So, what currency should you bring to Tanzania? The best approach is to bring US dollars in clean, newer notes for major expenses and tips, and exchange some Tanzanian Shillings for local purchases. With a mix of both and a backup card, you’ll be well-prepared to enjoy every moment of your Tanzania safari or adventure.
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